Australia’s Peak Body for Fintech

Disruptors, incumbents and regulators all need an

ARCHITECT

of a thriving, collaborative and globally competitive Australian fintech ecosystem.

It plays that role as the sector’s connective tissue: advocacy on CDR and licensing, the convening power of Intersekt and the Finnies, and a collective voice no single fintech could command.

01/06
Advocacy · Community · PartnershipsRead the memo →

Australia’s Fintech Sector · 6th Globally, 2nd in Asia-Pacific

Four groups, pulling
different ways.

$13.6B today

$71B

projected annual sector revenue by 2035
Disruptors 884 fintech firms: 78% B2B, more than half still pre-seed or seed, most building on infrastructure they don’t own.

Incumbents The banks and insurers that hold the distribution and the data, and run the procurement every fintech has to get through.

Capital VC and superannuation backing growth, constrained by the 32% who cite capital as their #1 barrier.

Gatekeepers ASIC, APRA, the ACCC and the CDR regime: the rules that decide what gets built, and how quickly.

FinTech Australia works across all four. The one body they all talk to.

02/06
Source: Deloitte / FinTech Australia, March 2026Read the memo →

400+ Members · Mostly Early-Stage, Time-Poor

53%pre-seed or seed 32%capital = #1 barrier 78%B2B or B2B2C

Value Proposition

From a member’s perspective, what FinTech Australia delivers is…

I rely on FinTech Australia to translate the rules, open doors I can’t open alone, and speak for me when one voice isn’t enough.

Dimensions

Translator

Turns CDR, licensing and policy into rails members can actually build on.

Convener

The room where fintechs, banks, capital and regulators don’t just meet, they build together.

Advocate

A collective voice no single member could command.

Chosen for the Partnerships Role

3

by design

The three that move partnerships:
connection, de-risking, credibility.

01

Intersekt

Sept 2026 · The Connection Engine

The ecosystem’s annual convening: fintechs, incumbents, VC and government in one room. Every warm intro and co-venture conversation from membership starts here.

02

CDR Advocacy

+$1.2B / yr · The De-Risking Rails

FinTech Australia helped shape the Consumer Data Right, now worth an estimated $1.2B a year. Members building on CDR are building on rails the body helped win.

03

Finnies + Tax Fight

June 2026 · The Credibility Levers

The Finnies shift how investors read a member. The live capital-gains-tax fight shows the body backs the commercial side too: funding, valuations, talent.

Three programs, one throughline: every partnership a member lands starts in a room this body convenes.

Member Success in Practice

The advocacy shows up on members’ balance sheets.

WeMoney From Startup to Sector Leader

$12M

Series A at $64.2M, Mastercard-backed

Three Finnies in 2025, including FinTech Organisation of the Year. Its CDR-built platform saves users $4,419 a year.

“CDR wasn’t just a policy win. For WeMoney, it was the product.”

80%

Birchal · Owning a Category

Of Australia’s crowdfunding market: $347M across 489 campaigns, 120,000+ investors.


1.5M+

Swyftx · Scale That Speaks

Clients across three countries. Australia’s second-largest digital-assets brokerage, after acquiring Easy Crypto in 2025.

Downstream of advocacy CDR expansion · Digital ID, private-sector access end of 2026 · NPP modernisation, $3.6B in net benefits to small merchants in 2024
05/06
Source: Finnies 2025 · company disclosures · FinTech AustraliaRead the memo →

The Opportunity

Fintechs spend 18 months in a bank’s innovation lab, only to be turned away by a compliance department they never met.

70% of fintechs want to partner with incumbents. Fewer than 20% reach commercial deployment: the same compliance reviews, security audits and legal sign-offs, repeated for every bank, every time.

The Open Compliance Network

Prove it once. Every bank accepts it.

A shared compliance baseline, co-authored with our Tier-1 Associate Member banks and built on the CDR infrastructure we already understand. A scale-up earns the credential once, then approaches NAB or Westpac already pre-qualified.

Today
18 months
re-run for every bank
With OCN
6 months
pre-qualified once, to a paid pilot

The Open Compliance Network gets deals done.

06/06
Prepared by Shourjo · for Rehan D’Almeida · June 2026Read the memo →