Australia’s Peak Body for Fintech

The orchestration layer
for Australian fintech.

Disruptors, incumbents, regulators and capital. One body that gets all four pulling the same way.

Shaping future policies
CDR, licensing and Digital ID — steered before they land.
Ensuring ecosystem scalability
Intersekt and the network that lets the whole sector grow as one.
A collective voice for the whole industry
One table that speaks for 400+ members at once.
01/06
Advocacy · Community · PartnershipsRead the memo →

Australia’s Fintech Sector · 6th Globally, 2nd in Asia-Pacific

Four groups, pulling
different ways.

$13.6B today

$71B

projected annual sector revenue by 2035
Disruptors 884 firms, 78% B2B, most pre-seed or seed. They need policy translated into rails they can build on, and doors they can’t open alone.

Incumbents The banks and insurers who hold distribution and data. They need a pre-qualified vendor pipeline that doesn’t cost 18 months to assess.

Capital VC and super backing growth, held back by the 32% who cite capital as their #1 barrier. They need a sector that’s commercially legible.

Gatekeepers ASIC, APRA, the ACCC and the CDR regime. They need an industry counterpart that speaks with one coherent voice.

Four groups, four different needs. FinTech Australia is the only body all four will sit down with.

02/06
Source: Deloitte / FinTech Australia, March 2026Read the memo →

400+ Members · Mostly Early-Stage, Time-Poor

53%
pre-seed or seed
32%
capital = #1 barrier
78%
B2B or B2B2C

Value Proposition

From a member’s perspective, what FinTech Australia delivers is…

I rely on FinTech Australia to translate the rules, open doors I can’t open alone, and speak for me when one voice isn’t enough.

Dimensions

Policy

Turns CDR, licensing and Digital ID into commercial rails members can build on now, not in three years.

Network

Where fintechs, banks, capital and regulators don’t just meet, they build together. Intersekt is the annual proof point.

Infrastructure

The shared standards and collective weight no single member could build alone. To Treasury and ASIC, it speaks for 400+ at once.

Key Initiatives

The two that move partnerships:
connection, then de-risking.

01

Intersekt

Sept 2026
500+ in the room, once a year

The room where deals begin.

Every partnership a member closes started as a conversation here. Fintechs, banks, capital and government — one agenda, one week, one room.

02

CDR Advocacy

+$1.2B / yr to the economy

The rails those deals run on.

WeMoney built their product on CDR infrastructure. Birchal’s market exists because regulatory clarity made it possible. Policy wins that show up on balance sheets.

The room creates the introduction. The rails make it real.

Member Success in Practice

The advocacy shows up on members’ balance sheets.

WeMoney From Startup to Sector Leader

$12M

Series A at $64.2M, Mastercard-backed

Three Finnies in 2025, including FinTech Organisation of the Year. Its CDR-built platform saves users $4,419 a year.

“CDR wasn’t just a policy win. For WeMoney, it was the product.”

80%

Birchal · Owning a Category

Of Australia’s crowdfunding market: $347M across 489 campaigns, 120,000+ investors.


1.5M+

Swyftx · Scale That Speaks

Clients across three countries. Australia’s second-largest digital-assets brokerage, after acquiring Easy Crypto in 2025, adding 1.1M customers in one move.

Downstream of advocacy CDR expansion · Digital ID, private-sector access end of 2026 · NPP modernisation, $3.6B in net benefits to small merchants in 2024 · Stablecoin framework in progress
05/06
Source: Finnies 2025 · company disclosures · FinTech AustraliaRead the memo →

The Opportunity

Big idea

Fintechs spend 18 months in a bank’s innovation lab, only to be turned away by a compliance department they never met.

70% of fintechs want to partner with incumbents. Fewer than 20% reach commercial deployment: the same compliance reviews, security audits and legal sign-offs, repeated for every bank, every time.

The Open Compliance Network

an original proposal — Shourjo Dasgupta

Prove it once. Every bank accepts it.

It doesn’t exist yet. The point is that it could. This is what an orchestration layer builds: a shared compliance baseline, co-authored with Tier-1 Associate Member banks on the CDR rails we already understand, using the same ACCC precedent that already lets banks collaborate on shared anti-scam standards. Earn the credential once; walk into NAB or Westpac pre-qualified. It standardises the commodity safety checks, not a certification or a regulatory tick. The bank’s risk call stays the bank’s.

Today
18 months
re-run for every bank
With OCN
6 months
pre-qualified once, to a paid pilot

The Open Compliance Network gets deals done.

06/06
Prepared by Shourjo · for Rehan D’Almeida · June 2026Read the memo →

The Future of Fintech Advocacy · 2030–2035

The bodies that build, lead.
The rest follow.

01

Coalitions standardise

Open finance profiles, shared audit utilities, compliance APIs. The peak bodies writing those standards in the next 36 months set the terms for the decade after.

02

Audit goes continuous

Self-reporting is already dying. Real-time monitoring, AI compliance signals and live impact dashboards replace the annual submission. Own that infrastructure, own the trust signal.

03

Fragmentation is the default

Without deliberate harmonisation, geopolitics produces rival data camps and a patchwork that favours incumbents. Harmonisation doesn’t happen by itself. Someone has to build it.

The orchestration layer for Australian fintech doesn’t just convene the conversation. It builds the infrastructure the conversation runs on. That work starts now.